Foreign Worker Medical

A group medical insurance that meets MOM's minimum requirement for foreign workers.

Effective 1 July 2023, employers are legally required to buy and maintain minimum medical insurance coverage of S$60,000 per year for each foreign worker.

Foreign Workers Medical insurance protects employers against large medical bills while fulfilling their legal obligations.

Summary of Benefits
Description of Benefits
Basic Plan
Basic Plus Plan
A. Hospitalisation
Limit Per Insured Person
S$60,000 Per Disability
S$60,000 Per Disability
Co-Insurance
  • Applicable to eligible claim amount exceeding S$15,000 limit Per Disability
  • Applicable to item no. 1 to 10 under Section A
25%
0%
  1. Hospital Room & Board
    (Based on 4 Bedded Singapore Government/Restructured Hospital charges)
  2. Intensive Care Unit
  3. Hospital Miscellaneous Services
  4. Surgical Fee
  5. In-Hospital Physician’s Visit
  6. Pre-Hospitalisation Diagnostic X-ray & Lab Test
    (Within 90 days prior to hospitalisation or day surgery)
  7. Pre-Hospitalisation Specialist Consultation Fees
    (Within 90 days prior to hospitalisation or day surgery)
  8. Post-Hospitalisation Treatment
    (Within 90 days following discharge from Hospital)
  9. Claim Medical Report Fees
As Charged Up To Per Disability Limit
As Charged Up To Per Disability Limit
10. Pre-Existing Conditions
Covered
Covered
B. Additional Benefits
1. Special Grant Per Person
S$3,000
S$3,000
2. Repatriation Expenses of Mortal Remains
S$2,000
S$2,000
3. Personal Accident (due to non-work related)
S$10,000
S$10,000
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Contact us for customised quotes.



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